The Electronic Fund Transfer Act (EFTA) protects electronic payments that are deducted from bank accounts. Have you received a message from this agency that sounds pre-recorded or cut-off at the beginning or end? These are tell-tale signs that the message is pre-recorded, and if you have these messages on your cell phone, you may have a TCPA case against the agency. You can receive $500 per call if Comenity Bank violates the TCPA. You can tell it’s a robocall because either no one responds on the other end of the line, or there is a delay when you pick up the phone before a live person responds. The Telephone Consumer Protection Act (TCPA) protects you from robocalls, which are those annoying, automated, recorded calls that computers make all day long. While it can be difficult to get a fair chance in arbitration, the good news is we have filed hundreds of credit harassment cases in arbitration, and we know how to aggressively fight these cases against the big banks and businesses even when arbitration is necessary. Arbitration limits discovery, is not public, has a limited appellate process, and, most importantly, is funded primarily by the banks and big businesses. have arbitration clauses, which means that if you have a complaint against that company, you must file your claim in arbitration. Nowadays, most original creditors, credit card companies, etc. If you want to know just how unhappy consumers are with Comenity Bank, take a look at the number of complaints consumers have made online. Here are additional numbers Comenity Bank may be calling you from: Like many creditors, Comenity Bank may use many different phone numbers to contact debtors. The main telephone number is 80 and the main website is The customer service telephone number for Victoria’s Secret card is 80. Comenity Bank’s Address, Phone Number, and Contact InformationĬomenity Bank is located at 12921 South Vista Station Boulevard, Draper, UT 84020. Most Comenity credit cards are co-branded with a retailer, health care provider, financial institution, or other business entity, and most are also “private label” (or “closed-loop”), which means they may only be used for purchases from the card’s co-branded company. The Victoria’s Secret Card is a Comenity credit card for Victoria’s Secret, the women’s lingerie retailer headquartered in Columbus, Ohio.īoth Comenity Bank and Comenity Capital Bank are owned by “Alliance Data,” which is headquartered in Columbus, Ohio. You have nothing to lose! Call us today at 88 for a free consultation. Plus, some of our clients also receive debt relief and cleaned-up credit reports. You won’t owe us a dime for our services. If Comenity Bank violated the law, you may be entitled to money damages and Comenity Bank will pay our fees and costs. You have rights under the law, and we will stop the harassment once and for all. Creditors like Comenity Bank cannot harass you over a debt.
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“A deep-seated sexism lies behind the incredibly unbalanced numbers between men and women regarding this crime,” one of the organisers, who asked to remain anonymous, told the Guardian. The speed of her arrest led to accusations from an anonymous collective that organised the Right to be Uncomfortable march in June that a double standard was at work when the victims were men. The protest was called after a woman was quickly arrested and paraded in front of the media – albeit wearing a mask – after she was found to have secretly filmed a nude male model during a university drawing class and posted the video online. And last month, an estimated 22,000 women took to the streets of Seoul in what local media reported as the biggest women’s rights demonstration in South Korea’s history. More than 400,000 people recently signed a petition calling on the presidential Blue House to force police to properly investigate all molka allegations. Many offenders are ordered to pay modest fines and in most cases the crime goes unpunished. Offenders face a fine of up to 10m won (£6,800) or a maximum prison sentence of up to five years, but campaigners say few feel the full force of the law. The country’s president, Moon Jae-in, recently acknowledged that illegal spycam images had become “a part of daily life” and called for tougher penalties for perpetrators. Of the 16,201 people arrested between 20 for making illegal recordings, 98% were men 84% of the 26,000 recorded victims over that period were women. According to police, the number of molka arrests soared from 1,110 in 2010 to more than 6,600 in 2014, although the real number of cases is thought to be many times higher. We also offer funeral pre-planning and carry a wide selection of caskets, vaults, urns and burial containers. Markeshia Leslies passing at the age of 30 on Tuesday, Decemhas been publicly announced by Unity Memorial Funeral Home East in Apopka, FL. Note: There is no charge for the headstone or marker itself, however arrangements for placing it in a private cemetery are the applicant's responsibility and all setting fees are at private expense. Veterans Headstones - Unity Memorial Funeral Home offers a variety of funeral services, from traditional funerals to competitively priced cremations, serving Fayetteville, TN and the surrounding communities. Spouses and dependents are not eligible for a Government-furnished headstone or marker unless they are buried in a national cemetery, state veteran's cemetery, or military post/base cemetery. If you are deaf or hard of hearing, you may call the TTY number at 1-80. They can also provide information by automated phone service 24 hours a day. Staff can answer specific questions from 7 a.m. When burial or memorialization is in a national cemetery, state veterans' cemetery, or military post/base cemetery, a headstone or marker will be ordered by the cemetery officials based on inscription information provided by the next of kin or authorized representative. Billie Whitakers passing at the age of 86 on Monday, Februhas been publicly announced by Unity Memorial Funeral Home. In addition to using the Social Security website, you can call them toll-free at 1-80. Niche markers are also available to mark columbaria used for inurnment of cremated remains. The style chosen must be consistent with existing monuments at the place of burial. When the grave is already marked, applicants will have the option to apply for either a traditional headstone or marker, or a new device (available spring 2009).įlat markers in granite, marble, and bronze and upright headstones in granite and marble are available. 1, 1990, VA may also provide a headstone or marker for graves that are already marked with a private headstone or marker. For eligible veterans that died on or after Nov. The Department of Veterans Affairs (VA) furnishes upon request, at no charge to the applicant, a Government headstone or marker for the unmarked grave of any deceased eligible veteran in any cemetery around the world, regardless of their date of death. ? Butterfly eggs are often laid on leaves using a special gluey substance that hardens to keep the eggs in place ? Butterflies can see UV light, which helps them find mates ? The smallest butterfly in the world is the Western Pygmy Blue, which has a wingspan of less than an inch ? The largest butterfly in the world is the Queen Alexandra’s birdwing, which has a wingspan of up to 27 centimeters or nearly 11 inches ? The skippers are the fastest butterflies in the world, capable of flying at 37 mph but most butterflies travel at 5 to 12 miles per hour on average. So, if you’re looking for some fun butterfly facts to share with your kids, we’ve got you covered! Kids have a tendency to remember the best (and often craziest) information because this data peaks their curiosity and satisfies their natural inclination towards learning. No matter how long it takes, the butterfly life cycle is sure to amaze! Fun and Interesting Facts About Butterflies Your Kids Will Love The metamorphosis that caterpillars go through is fascinating, and it’s amazing to think about how such a small egg can turn into such a beautiful butterfly.Īnd depending on what butterfly you’re studying with your child, you’ll learn that some butterflies experience this change in a few weeks while some species take a whole year to complete their life cycle. The fourth and final stage of a butterfly’s life cycle is adulthood, or the adult stage.Īdult butterflies typically live for about two to four weeks, although some species can live for up to a year.ĭuring this time, they will continue the cycle by laying eggs which will hatch into caterpillars and go through the whole process again. Once the transformation is complete, the butterfly will emerge from the cocoon and begin to mate and lay eggs of its own. This process usually takes around two weeks. Inside the pupa, the caterpillar’s body breaks down and reform into that of a butterfly. The pupa is often attached to a leaf or twig by a silken thread. The third stage of a butterfly’s life cycle is the pupa, or chrysalis.ĭuring this stage, the caterpillar essentially transforms into a butterfly through a process called metamorphosis. When they reach their full size, they will spin a cocoon around themselves and enter the pupa stage. The second stage of a butterfly’s life cycle is the larva, or caterpillar.Ĭaterpillars are the eating machines of the butterfly world and can eat their body weight in leaves every day!Ī fully grown caterpillar spends their time eating leaves and growing larger.Ĭaterpillars eat so much because they are preparing for their next stage, metamorphosis.ĭuring the caterpillar stage, the caterpillar undergoes a process of molting, or shedding its skin.Ī caterpillar will molt several times as it grows.Įach time it molts, it grows a new and larger skin. Once hatched, the baby caterpillar will spend its time eating until it goes through metamorphosis and emerges as a butterfly. The first stage in a butterfly’s life cycle is the egg.Įggs are laid on leaves or other surfaces near potential food sources for the caterpillar.įor example, monarch butterfly eggs are often laid on milkweed leaves. Here’s a closer look at each stage: Stage 1: The Butterfly Egg The entire process usually takes between one month and two months, although it can vary depending on the species. The butterfly life cycle has four stages: egg, larva, pupa, and adult. There are lots of great books, videos, and activities that you can use to help your child understand the life cycle of a butterfly, many of which you’ll find in this post. – Use simple language that your child will understand.įor example, you can explain that the caterpillar stage is when the butterfly grows its wings. There are four main stages: egg, caterpillar, pupa, and adult. – Then, explain the different stages of a butterfly’s life cycle. – Start by explaining what a life cycle is.Ī life cycle is the process that an organism goes through from birth to death. When it comes to explaining the life cycle of a butterfly, you’ll want to make sure that you keep it simple and age-appropriate. How Do You Explain The Life Cycle of a Butterfly to a Child?Ĭhildren have a natural tendency towards curiosity and are always eager to learn about the world around them. Printable Butterfly Life Cycle Worksheets and Resources.Songs About The Butterfly Life Cycle for Kids.Fun and Interesting Facts About Butterflies Your Kids Will Love.Stage 2: The Caterpillar or Larva Stage.How Do You Explain The Life Cycle of a Butterfly to a Child?.Everything You Need To Teach The Butterfly Life Cycle For Kids. Peruse our list of hand emoji meanings so you can use them correctly in your next post and nail the gesture, literally.Įmoji Icon: □□□□□□□□□□□ Emoji Name: Waving Hand Emoji Meaning: A hand with all fingers extended and waving, used to greet or say goodbye.Įmoji Icon: □□□□□□□□□□□ Emoji Name: Raised Back of Hand Emoji Meaning: A hand with the back raised, used to stop or halt something.Įmoji Icon: □️□□□□□□□□□□ Emoji Name: Hand with Fingers Splayed Emoji Meaning: A hand with all fingers spread apart, indicating a virtual high-five, wave or "halt" gesture.Įmoji Icon:□□□□□□□□□□□ Emoji Name: Love-you Gesture Emoji Meaning: The American Sign Language (ASL) sign for "I love you" is gestured by the index finger pointing upward and the thumb and pinky extended.Įmoji Icon: □□□ □□ □□ □□ □□ Emoji Name: Sign of the Horns Emoji Meaning: A hand with the index and pinky extended, often used in rock music or as a sign of approval.Įmoji Icon: □□□ □□ □□ □□ □□ Emoji Name: Call Me Hand Emoji Meaning: A hand with the thumb and pinky extended, representing a "call me" gesture.Įmoji Icon: ✋ ✋□ ✋□ ✋□ ✋□ ✋□ Emoji Name: Raised Hand Emoji Meaning: A raised hand with fingers together, used to signify "stop."Įmoji Icon: □ □□ □□ □□ □□ □□ Emoji Name: Vulcan Salute Emoji Meaning: The Vulcan salute from Star Trek, with the palm out and fingers parted in a "V" shape. On July 27th, Redditor mijuzz7 used Thumbs Up Crying Cat in a captioned post to r/dankmemes that accumulated over 47,000 points (96% upvoted) in three days (shown below).Need a hand? There’s an emoji for that. In late July, the image became popular on r/dankmemes. The post garnered over 200 points (100% upvoted). On June 22nd, Redditor edmemesthrowawaybby posted the image to r/EDanonymemes and captioned it "When you’re chilling with your BF and he asks if you’re good but all you can think about is how fat your thighs look when you cuddle" (shown below, right). On April 18th, Twitter user responded to post about thinking only of someone else to which they responded with the reaction image captioned, "They not thinking about us though lmao" (shown below, left). In April 2020, The image gained popularity as a reaction image on Twitter and Reddit. Within four years, the image has generated more than 925 images. The image is a photoshopped version of Serious Cat, due to the fact that the background of the image and ears and color of the cat are identical (shown below, right). The earliest known usage of the Crying Cat was published by an anonymous Meme Generator user on June 11th, 2014 (shown below, left). Crying Cat, also known as Schmuserkadser, refers to a series of photoshopped images of cats with teary, glassy eyes to appear as though they are sad. The first step is for your patient’s information and contact details. Let’s go through these simple steps to use our mental health release of information form now. How To Use This Template For Mental Health Release Of Information Formīefore you provide this form to your patients, it’s important you understand each section so you can answer any questions they may have. This form is designed to make authorizing information disclosure as easy as possible for your patient in these scenarios. There are several reasons a patient may wish for their information to be disclosed to someone else, whether that is to a colleague of yours to aid your patient’s treatment, to a new practice they are moving to, or to an insurer or employer. This is an important procedure to undertake prior to discussing, consulting with, or sharing your patient’s medical information with someone else. That’s where our form comes in! Your patient can legally authorize you to disclose their mental health records with another person or organization. These scenarios present patient data privacy issues, as discussing the details of a patient’s case or sharing their medical records presents a potential violation of the patient’s right to privacy under. Additionally, patients often transfer mental health practitioners and as a result, need their records to be sent between practices. Mental health practitioners often find themselves needing to consult with a colleague working outside of their practice to offer their patients the best possible care. What Is A Mental Health Release Of Information Form Make sure you pick a bell collar featuring a breakaway closure so your cat won’t get injured if the collar snags on a tree branch or bush. Kitties that hunt can drive bird and mammal populations to the point of extinction.īell collars alert wildlife that your cat is nearby and on the prowl, giving birds, mice, and other creatures the chance to get away. Domestic cats kill between 1 and 6 billion birds and possibly as many as 22 billion small mammals and reptiles annually in the continental United States alone. Bell Collars Image Credit: 19eli14, Pixabayīell collars are essential for any outdoor cat! Cats are talented predators responsible for billions of avian deaths every year. Also, they often won’t work if you’re in a country other than where you purchased and initially set up the monitoring system. While these can be a fantastic way to keep track of your cat, remember that most of these devices use cell phone technology, meaning you may not be able to use the GPS to find your cat in some rural locations. The collars come with a small GPS transmitter that lets you use satellite technology to pinpoint your cat’s whereabouts. Most allow you to follow your cat’s movements through an app on your cell phone. They provide peace of mind if you have a cat that roams far and wide. GPS collars are great if you live with an adventurous outdoor cat. GPS Collars Image Credit by: Nils Jacob, Shutterstock Make sure that any product you select features a breakaway closure for your cat’s safety, and keep an eye on your pet’s skin and fur so you can act quickly if they appear allergic to any materials in their new collar. Many cat collars are available that let you get your cat in on the fun, from options sporting the name of your alma mater to gorgeous handwoven, artisanal leather choices.ĭecorative collars are a great way to show your personality and share what you find essential with your cat. Decorative Collars Image Credit by: Pixel Cat Photo, ShutterstockĬats are extensions of our personalities, and it makes sense that you might want to share your passions with your feline companion. They cause skin irritation in some pets, and you’re probably looking at a visit to the veterinarian if your buddy manages to remove and eat a substantial bit of one of these collars. Most last for up to 6 months, making them ideal for pets that don’t relish too much human meddling. Flea collars are a good choice if you have a cat allergic to the chemicals used in topical medications.įlea collars are simple to use. Pills are great options for severe infestations, but topical medications work well and won’t break the bank. There are several options for feline flea control, including pills, topical medications, and flea collars. Flea Collars Image Credit by: Inga Gedrovicha, Shutterstock But outdoor cats (or escaped indoor kitties) wearing buckle collars who get caught in vegetation can die of strangulation or suffer serious neck and spinal injuries. Most cats can wiggle out of the collars without too much trouble, but that often happens when a cat has four feet on the floor and is attempting to avoid a trip to the veterinarian.Īs long as there’s a human around to unbuckle the collar, problems are unlikely to arise. These old-fashioned collars feature a sturdy buckle that’s easy to fasten. Buckle Collars Image Credit by: stockelements, Shutterstock This collar is stylish and practical, perfect for any cat!Īt Catster, we’ve admired Hepper for many years and decided to take a controlling ownership interest so that we could benefit from the outstanding designs of this cool cat company! 2. Our favorite is the Hepper Breakaway Collar, a durable hemp collar with adjustable slip-locks, a reliable quick-release buckle, and an included jingle bell to keep your local wildlife safe. The breakaway products have a downside they come off pretty easily when working as designed! They aren’t great options if you’re interested in walking your cat or allowing your pet to explore the backyard unsupervised on a long leash, as cats can break free just by exerting a bit of pressure on the collar.įinding the right cat collar can be tricky with so many options on the market. Some older collars feature buckle-like closures, but they can restrict your cat’s breathing if the collar snags on something while your pet is wearing it. The key is that they feature a closure designed to break open if your cat’s collar gets caught. Simple Breakaway Collars Image Credit by: Bastien Herve, Unsplashīreakaway collars are made of all sorts of materials. If not, you may need to restart your device for the installation to take effect. Once the OBB file has been moved to its designated folder, open up the app or game, and it should begin installing automatically. Depending on your device, this could be in the “Android/OBB” or the “Android/data” folder. Once you have downloaded the OBB file, it must be placed into a particular folder on your device’s internal storage. This can be done by searching for the specific app or game you want to install and downloading the associated OBB file. First, you need to locate the OBB file you want to install. Installing an OBB file is a relatively simple process. Once both files have been transferred, you should be able to open and install them together as one package. You can do this by connecting your phone or tablet to your computer using a USB cable, then copying and pasting the files into the same directory on your device. Once you have located the two files, you need to transfer them to your Android device. Make sure both files are present before you continue. The APK file should be located in your Downloads folder, while the obb file can typically be found in the Android/OBB folder of your device’s internal storage. How do I put OBB and APK together?Ĭombining an OBB file (Opaque Binary Blob) and an APK file (Android Package Kit).įirst, you will need to locate the two files on your computer. Knowing how to download and install these two files can help you take full advantage of your favorite apps on your device. The main difference between an APK and OBB is their size an APK is typically much smaller than its corresponding OBB since it only contains basic code, while the OBB can hold multiple gigabytes worth of audio, video, images, animations, and other content that enhance a user’s experience with the application. In addition, make sure that you have enough storage available on your device to accommodate both the APK file size and any additional OBB data associated with it. When troubleshooting common issues during the process of learning how to install APK and OBB, it is essential to understand how they work together and their role in ensuring a successful installation process.īefore downloading or installing an Android application, it is essential to check for compatibility between your device’s OS and the version required by the application’s APK file. Sideloading the OBB file onto your device can give you access to all its content without downloading it from Google Play Store again. When learning how to install APK and OBB you should know that the OBB file allows developers to keep their app size smaller while allowing additional content to be downloaded after installation. Installing an APK on an Android device is fairly straightforward once you have downloaded the file from its source, locate it in your device’s download folder and tap it to begin the installation. For many apps, downloading just the APK alone isn’t enough they require an OBB file too. Once downloaded and installed on a device, it will appear in the list of applications available to users. It also includes any associated resources, such as images or other assets needed by the program. APK files contain all the necessary code and instructions for installing something on an Android device. Downloading both of these files for an application is necessary to have the full experience that the app has to offer. |
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